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What health reform means for the people of Illinois

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Saturday, May 4, 2013

Young People Get Covered in Big Numbers

Today, the Commonwealth Fund released the findings of its Biennial Health Insurance Survey, showing that a skyrocketing number of young people have gained insurance since the health care reform passed.

While it is clear that 2014 coverage options will be crucial – there are still high numbers of the population who were either uninsured, underinsured, or unprotected from high out-of-pocket costs – young people have already begun to see new reform benefits due to the earlier implementation of the dependent coverage provision.  Specifically, the report stated that:
  • Approximately 3.4 million young adults have gained coverage since the dependent coverage provision took effect.
  • About 79 percent of 19 to 25 year-olds were insured at the time of the survey, up from 69 percent in 2010.
  • The number of people saying they had trouble with medical bills or debt climbed in the past decade, yet stayed statistically the same from 2010 to 2012.  According to Commonwealth, this is likely due to the increased coverage of young adults, since other age cohorts saw either no improvement or deterioration in coverage.
In other words, the ACA’s dependent coverage provision has increased coverage and saved young people from medical bills and medical debt.

The better news? The best is yet to come.  Over half of the potential new Medicaid enrollees are under the age of 35, and millions more will have access to subsidies on new health care marketplaces.  This survey makes clear: when offered good options, young people enroll in insurance.  And the ACA has some really great options coming down the pike.

Jen Mishory
Young Invincibles

(This post was first published on the Young Invincibles Blog here)
http://younginvincibles.org/2013/04/young-people-get-covered-in-big-numbers/

1 comment:

  1. How much does car rental under 21 cost in USA?
    A car is a thing that always requires cost. Fuel spending, insurance…all this affects the price when it comes to car rental, and it doesn’t matter where you go - to California, Alaska, or Rhode Island.

    Among the dominant aspects that influence on the eventual rate are vehicle size/class, pick up spot, and the supplier itself. The minimum price for a rental car starts at $10 per day in the USA, but in the case of car rental under age 21, it can grow significantly. Moreover, all drivers who haven’t reached the age of 25 must pay a daily additional fee in the amount of $25-30 per day.

    Another limitation for young travelers is the inability to pick up SUVs, premium cars, and vans. However, this doesn’t apply to NY and MI, where local laws are loyal to 18-19 year old drivers. This opportunity is fraught with great risk for companies, so they are entitled to withdraw up to $70 per day in NY, and up to $50 per day in MI as an underage fee.

    To avoid high age surcharges, check the conditions of all accessible companies in the desired location.

    Concessions for special groups of renters are the next way to save. This applies to government and military renters, which benefit from using the service anywhere in the USA, starting from the age of 18.

    Also, some suppliers have particular offers for corporate customers. For example, Avis cancels the young drivers’ fee for 18-24 years old renters who are USAA members. In turn, Hertz doesn’t withdraw age charges for 20-24 years old AAA members. See more here: can i rent a car at 22 .

    ReplyDelete